Working capital,
wired in 24 hours.
We underwrite in-house and fund from our own balance sheet — $10K to $5M, in your account in as little as 24 hours.
Apply on your laptop.
Get funded by text.
Watch a sample application run start to finish — five minutes of typing, then every update lands on your phone until the money does.
Five minutes in.
Funds out in 24–72 hours.
Three ways in.
One direct source.
The decision and the money come from the same place.
Northwood underwrites every file in-house and funds from our own capital. The people who review your business and the people who wire your money sit in the same room — that's why we're faster, why our terms are cleaner, and why renewals take hours, not weeks.
Funded and back to work.
“Our walk-in cooler died on a Thursday. Northwood had $85K in our account Friday afternoon — before the weekend rush. Nobody else even called back.”
“$400K for a new excavator, funded in two days. I talked to the actual underwriter, not a call center — and the terms he quoted were the terms I signed.”
“Fuel and payroll don’t wait on freight invoices. The line of credit smooths out our slow weeks, and renewing took one phone call.”
If your business earns revenue, we speak your language.
Plain answers. No fine-print games.
Five minutes.
Zero obligation.
See your offer without touching your credit score. If the numbers don't work for your business, walk away.
Get Funded© 2026 Northwood Funding LLC. All rights reserved. Northwood Funding provides financing for business purposes only; we do not offer consumer loans or personal financing. Revenue-based financing and merchant cash advance products are a purchase of future receivables at a discount and are not loans; they do not carry an interest rate, and no interest is charged. Term loan and line of credit products, where offered, may be issued by Northwood Funding or through lending partners. All financing is subject to application, underwriting review, and approval; approval amounts, pricing, and speed of funding vary based on business performance and are not guaranteed. Stated funding times are typical, not promised, and measured from final approval.
In accordance with the federal Equal Credit Opportunity Act, Northwood Funding does not discriminate against any applicant on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.